Terms and Conditions

1. Introduction Welcome to geldac.com. These terms and conditions outline the rules and regulations for the use of our website.

2. Acceptance of Terms By accessing this website, we assume you accept these terms and conditions in full. Do not continue to use geldac.com if you do not agree to all the terms and conditions stated on this page.

3. Modification of Terms We reserve the right to modify these terms at any time. You should check this page regularly to ensure you are aware of any changes.

4. Use of the Website

  • You must be at least 18 years of age to use our website.
  • You agree to use the website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use of the website.
  • You agree not to interfere with the proper working of the website or disrupt the servers or networks connected to the website.

5. Intellectual Property

  • Unless otherwise stated, we own the intellectual property rights in the website and material on the website.
  • You may view, download, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

6. Restrictions You are specifically restricted from all of the following:

  • Publishing any website material in any other media without our permission.
  • Selling, sublicensing, or otherwise commercializing any website material.
  • Using this website in any way that is, or may be, damaging to the website.
  • Using this website in any way that impacts user access to this website.
  • Using this website contrary to applicable laws and regulations.

7. User Content

  • User Content Definition
  • “User Content” means any material, including but not limited to text, images, audio material, video material, and audio-visual material, that you submit to this website for whatever purpose.
  • User Content License
  • By submitting User Content to geldac.com, you grant us a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate, and distribute such content in any existing or future media. You also grant us the right to sub-license these rights and the right to bring an action for infringement of these rights.
  • User Content Warranties
  • You warrant and represent that:
    • You own or control all rights to the User Content.
    • The User Content is accurate and truthful.
    • The use of the User Content you supply does not violate these Terms and Conditions and will not cause injury to any person or entity.
    • The User Content is not illegal, obscene, defamatory, threatening, invasive of privacy, infringing of intellectual property rights, or otherwise injurious or objectionable.
  • Prohibited User Content
  • User Content must not:
    • Contain any material that is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory, or otherwise objectionable.
    • Promote sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age.
    • Infringe any patent, trademark, trade secret, copyright, or other intellectual property or other rights of any other person.
    • Be likely to deceive any person.
    • Promote any illegal activity or advocate, promote, or assist any unlawful act.
  • User Content Removal
  • We reserve the right to remove any User Content from this website at any time, and for any reason, without notice.
  • User Content Responsibility
  • You are solely responsible for securing and backing up your User Content.
  • You agree to indemnify and hold harmless geldac.com, its affiliates, employees, agents, and contractors from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney’s fees) arising from your use of and access to the website, or from your violation of these Terms and Conditions.
  • 8. No Warranties
  • This website is provided “as is,” with all faults, and geldac.com makes no express or implied representations or warranties of any kind related to this website or the materials contained on this website. Additionally, nothing contained on this website shall be construed as providing consult or advice to you.
  • 9. Limitation of Liability
  • In no event shall geldac.com, nor any of its officers, directors, and employees, be liable to you for anything arising out of or in any way connected with your use of this website, whether such liability is under contract, tort, or otherwise, and geldac.com, including its officers, directors, and employees, shall not be liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this website.
  • 10. Indemnification
  • You hereby indemnify to the fullest extent geldac.com from and against any and all liabilities, costs, demands, causes of action, damages, and expenses (including reasonable attorney’s fees) arising out of or in any way related to your breach of any of the provisions of these Terms.
  • 11. Termination
  • We may terminate or suspend access to our website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
  • 12. Governing Law
  • These Terms will be governed by and construed in accordance with the laws of the State of [Your State], and you submit to the non-exclusive jurisdiction of the state and federal courts located in [Your State] for the resolution of any disputes.
  • 13. Dispute Resolution
  • Any disputes arising out of or in connection with these Terms shall be settled by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. The arbitration shall be conducted in [Your City, Your State].
  • 14. Links to Other Websites
  • Our website may contain links to third-party websites or services that are not owned or controlled by geldac.com. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that geldac.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
  • 15. Privacy Policy
  • Please refer to our Privacy Policy for information on how we collect, use, and disclose information from our users. Your use of the website signifies your acknowledgment of and agreement to our Privacy Policy.
  • 16. Severability
  • If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.
  • 17. Entire Agreement
  • These Terms, including any legal notices and disclaimers contained on this website, constitute the entire agreement between geldac.com and you in relation to your use of this website and supersede all prior agreements and understandings with respect to the same.
  • 18. Contact Information
  • If you have any questions about these Terms, please contact us at: